Terms & Conditions

Agreement to Terms

By accessing or using the Sinbad Capital website (“Site”) and the services provided through it (collectively, the “Service”), you agree to comply with and be bound by these Terms of Service and User License (“Terms”). Please review these Terms carefully before proceeding. The term "Sinbad Capital" refers to Sinbad Capital LLC, and their affiliated entities, where applicable.

Access Requirements and Registration

To utilize the Service, you must have the necessary equipment, software, and internet connection to access the World Wide Web. You are solely responsible for any fees or costs incurred through your internet access provider or other related services. Maintaining your computer system and ensuring it is free from viruses and operational errors is your responsibility. Sinbad Capital disclaims any liability for issues resulting from your hardware, software, or connectivity. You further agree to: (a) provide truthful, complete information during registration, and (b) keep your registration details accurate and up to date.

Security of Account

You are fully responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Any unauthorized use of your account must be reported immediately to Sinbad Capital. We disclaim liability for any loss resulting from your failure to secure your account information.

Acceptable Use Policy

You may use the Service solely for lawful, personal, and non-commercial purposes. You agree not to:

Post or transmit content that is unlawful, abusive, defamatory, obscene, or otherwise inappropriate.
Infringe on the intellectual property or privacy rights of others.
Introduce malicious software or viruses.
Advertise or offer goods or services for commercial purposes.
Engage in spamming, chain letters, or other unsolicited communications.
Impersonate any individual or entity.
Manipulate identifiers to disguise the origin of content.
Collect or store personal data about other users.
Violate any applicable laws or regulations.

Intellectual Property and Usage Restrictions

All content available through the Service, including but not limited to information, technology, data, software, and other materials (“Service Content”), are owned by Sinbad Capital and its licensors or data providers and are protected by intellectual property laws. Except as expressly allowed, you may not:

Reproduce, distribute, modify, create derivative works from, or publicly display Service Content.
Reverse engineer, decompile, or disassemble any software associated with the Service.
Use Service Content for any commercial purpose or unauthorized dissemination. By submitting any content ("Your Content") through the Service, you grant Sinbad Capital and its providers a non-exclusive, royalty-free license to use, display, modify, and distribute Your Content to deliver the Service.

Trademarks

All third-party trademarks, logos, and service marks displayed on the Site are the property of their respective owners.

Communications

If you provide an email address, you consent to receive communications electronically. It is your responsibility to ensure that your email address remains current. Sinbad Capital is not liable if you fail to receive communications due to outdated or incorrect contact information.

Changes to Terms or Service

We reserve the right to alter, suspend, or terminate any aspect of the Service or these Terms at any time. Continued use of the Service after such modifications constitutes acceptance of the new Terms.

Violation and Termination

Third-Party Links

Termination by User

You may discontinue using the Service at any time. These Terms will continue to apply to any past use of the Service.

Disclaimer of Warranties

The Service, software, and third-party data are provided "as is" and "as available." Sinbad Capital makes no warranties regarding the accuracy, completeness, reliability, or timeliness of any content accessed through the Service. We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and system availability. In some jurisdictions, certain warranty exclusions are not permitted; thus, some disclaimers may not apply to you.

Limitation of Liability

Under no circumstances shall Sinbad Capital, its affiliates, officers, employees, licensors, or data providers be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits or data, arising from or relating to:

Your use or inability to use the Service.
Your reliance on Service Content.
Errors or omissions in the information provided.
Unauthorized access to or alteration of your data. Some jurisdictions may not permit certain limitations on liability; accordingly, portions of this section may not apply.

Indemnification

You agree to defend, indemnify, and hold harmless Sinbad Capital and its affiliates, officers, directors, employees, agents, and licensors from any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your use of the Service, violation of these Terms, infringement of third-party rights, or violation of any law.

Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the State of Maryland, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the state or federal courts located in Montgomery County, Maryland. The prevailing party in any dispute will be entitled to recover reasonable legal fees and costs.

Aggregation Service Terms

If you elect to use the account aggregation features offered through the Service ("Aggregation Service"), you authorize Sinbad Capital and its service providers to access third-party sites on your behalf to retrieve account information. You grant Sinbad Capital a limited power of attorney for this purpose. The Aggregation Service is provided "as is," and Sinbad Capital disclaims all warranties regarding its functionality or availability. Use of the Aggregation Service is entirely at your own risk.